Disruption typically has a negative vibe, but it is not always a bad thing. Disruption has changed the world as we know it. For example, technologies such as cloud computing and covid 19 have changed the way people work. Likewise, eCommerce businesses have changed the way people shop. Further, factors such as regulatory changes, evolving […]
Investing can be a risky journey. There are many different factors to consider before committing to any investment channel. If you invest in stocks, you have to face the risk of market and economic crash. Bonds carry with them both interest rate and inflationary risks. But the money market account is the only market where […]
The advancement in technology has affected every industry that involves traditional practices, and the financial industry is no exception. The traditional banks are no longer and attractive and do not represent the industry anymore. In this digital age, humans come up with innovative ideas such as bitcoin, a cryptocurrency with no central authority. Such new […]
Men are dominating the software industry since the early 90’s. But its 2020 and things are changing for the better. Women now experience equal opportunities and share the burden alongside their male counterparts. Still, the fintech industry is seen to be more progressive in terms of welcoming women workforce compared to its counterparts. The Fintech […]
Information technology is considered to be a very useful tool in financial services. Various financial organizations use digital technology on an everyday basis, from the exchange of financial tools to estimating the total earnings. The financial services industry in today’s date focuses mostly on providing a faster, organized customer experience online. Especially in today’s fast-paced […]
Baby boomers who lost part of their savings in the recession face a challenging retirement, but Millenials face the most volatile economic future. In this article, let’s see how financial certainty is clashing with the saving habits of millennials. Millennial Status Though they have frequently been specified as materialistic and spoiled, the truth is many […]
Anyone with a budget would feel more confident, secure, and in control of their finances. But many of us don’t have a budget and many who claim to have one just track their bill receipts and don’t have software in place to control their expenditure. Budgeting software makes the task of maintaining a budget easier, […]
Retirement planning’s key part is to ask yourself how much money you need to retire. This answer varies from person to person, and it also depends on your current income and the lifestyle you desire in retirement. Not knowing how much, when and how to save makes your hard-earned savings can break your honeycomb. Research […]
A money order is a secure and safe solution when you need to make a financial transaction but cash, cheque and electronic transfers such as NEFT don’t fit the bill. A money order is basically a paper cheque that can’t bounce as it’s prepaid. When should you use the money order? Money orders could be […]
There’s a slight difference between being frugal and cheap. You are frugal if you realize that paying more does not mean added benefit. Cheap people won’t be willing to pay high price irrespective of the benefit. Celebrity investor Warren Buffet is known to be frugal. Your friend, who rose to fame by purchasing things at […]