Problem #03 — Free Calculator
House Down Payment.
Your path to home ownership.
Find your exact down payment target, the monthly SIP needed to reach it, and how investing smartly shrinks your home loan significantly.
🏠 20% ideal down payment
📈 SIP to reach goal
⏰ 3–7 year horizon
💡 EMI reduction
20%Ideal Down Payment
8.5%Avg Home Loan Rate
30%EMI Income Limit
12%SIP Return Assumption
Your details
Adjust sliders to match your situation.
Property Price ₹60,00,000
Current Savings for Home ₹3,00,000
Monthly Saving Capacity ₹20,000
Monthly Income ₹1,00,000
Down payment %
Of property price
Home loan rate
Current market rate
Loan tenure
Years to repay
🏠
Your home ownership plan appears here
Enter your property price, savings, and income to see your down payment target, SIP needed, and EMI analysis.