SEBI Investment Adviser · INA000019974 · KYC Required
Long-term
Investment Advisory
Build wealth with purpose. Every investment aligned to a goal.
Personalised, goal-based advisory covering equity, mutual funds, SIP planning, and long-term wealth building — structured around your specific financial goals, timeline, and risk capacity.
KYC mandatory: All advisory services require KYC verification, risk profiling, and an advisory agreement before any advice is provided. SEBI IA Registration INA000019974. No guaranteed returns.
Goals
Every Plan Goal-Based
KYC
Mandatory Before Advice
SEBI
IA Regulated INA000019974
QR
Quarterly Reviews
₹
Transparent Flat Fee
What We Plan For
Every Investment Tied to a Real Goal
Good financial planning starts with goals — not products. We build your investment strategy around what you actually want to achieve.
Buying a Home
Build a corpus for a down payment within a defined timeline — with the right mix of growth and safety.
Children’s Education
Plan for school, college, and higher education costs — accounting for inflation and your child’s timeline.
Retirement Planning
Build a retirement corpus that sustains your lifestyle — structured around your retirement age and monthly requirement.
Wealth Building
Long-term capital appreciation through equity and diversified instruments — suited to your risk capacity and horizon.
Emergency Fund & Protection
Build a structured financial safety net alongside growth investments — so your long-term plan isn’t derailed by short-term events.
Custom Financial Goals
Travel, business funding, philanthropic giving, or any personal milestone — every goal gets a dedicated plan and investment strategy.
Advisory Scope
Investment Areas Covered
Comprehensive advisory across the major investment categories — all under one regulated, fee-only engagement.
Equity & Stocks
Direct Equity Advisory
Stock selection and portfolio construction based on your goals, risk profile, and investment horizon. Long-term, fundamentals-based approach.
- Goal-aligned stock selection
- Portfolio review & rebalancing guidance
- Sector allocation advice
- Entry & exit guidance based on your plan
Mutual Funds & SIP
Mutual Fund & SIP Planning
Fund selection, SIP structuring, and goal-based allocation across equity, debt, and hybrid categories matched to your specific timeline and risk tolerance.
- Goal-to-fund mapping
- SIP amount & frequency planning
- Fund category & scheme selection
- Quarterly SIP and portfolio reviews
Asset Allocation
Portfolio Structuring & Allocation
Building the right mix of equity, debt, and other asset classes based on your age, goals, income, and risk capacity — not a generic template.
- Risk-appropriate asset allocation
- Diversification across categories
- Rebalancing triggers & guidance
- Tax-efficient structuring advice
Reviews & Monitoring
Quarterly Reviews & Ongoing Advisory
Regular structured reviews to ensure your portfolio stays aligned to your goals as markets, your income, and your circumstances change over time.
- Quarterly portfolio review calls
- Goal progress tracking
- Rebalancing recommendations
- Advisory updates as your life evolves
Onboarding Process
How We Get Started
A four-step SEBI-compliant process. Every step documented. No surprises.
1
Initial Consultation
Submit your enquiry. We contact you within 24 hours to understand your goals, income, existing investments, and financial situation.
2
KYC & Risk Profile
Complete mandatory KYC and SEBI-prescribed risk profiling. Required before any advice is given.
SEBI Mandatory
3
Agreement & Fee
Sign the advisory agreement including MITC. Fee disclosed in writing and agreed before any work begins.
SEBI Mandatory
4
Advisory Begins
Receive your personalised investment plan with quarterly review calls, ongoing monitoring, and updates as your goals evolve.
Transparent Pricing
Fee Structure
Fees disclosed in writing before engagement. No commissions. No distribution incentives. SEBI-regulated.
SEBI IA · INA000019974
Long-term Advisory
Annual engagement with quarterly reviews — fee confirmed before any work begins
Fee mode
Fixed flat fee (annual) · Disclosed and agreed in writing before engagement
SEBI fee cap
Maximum ₹1,51,000 per annum per client under fixed fee mode
Payment via
CeFCoM (SEBI Centralised Fee Collection) or direct bank transfer
What’s included
Investment plan, quarterly review calls, portfolio monitoring, rebalancing guidance
Trade execution
Not included · All investment decisions and execution remain with you
Commissions
None · Strictly fee-only model · No distribution incentives
The exact annual fee is discussed and agreed during the initial consultation, then confirmed in writing in the advisory agreement. No fees are charged before the agreement is signed and KYC is completed.
Your Investment Adviser
Full profile →
Advice That Serves You Alone
A fee-only model means there are no commissions influencing the advice you receive. Every recommendation is made solely on the basis of your goals, risk profile, and financial situation.
SEBI Registered Investment AdviserRegistration No. INA000019974 · SEBI IA Regulations 2013 (amended 2020, 2024)
Fee-Only · Zero CommissionsNo mutual fund distribution commissions, no insurance referral fees, no product incentives of any kind
10+ Years of Market Study & ExperienceDeep understanding of equity, mutual funds, and financial planning built over years of hands-on study
Common Questions
Frequently Asked Questions
The Portfolio Review is a one-time comprehensive review of your current investments. Long-term Advisory is an ongoing engagement — we build a personalised investment plan, monitor it quarterly, and provide updates as your goals and circumstances evolve. Both are under SEBI IA INA000019974.
No. We provide advice only. All investment decisions, fund transfers, and execution remain entirely with you. We do not handle, manage, or operate any funds on your behalf. This is a regulatory requirement under SEBI IA Regulations.
Yes. Many clients come to us for a second, independent opinion on their existing portfolio and plan. As a fee-only registered adviser with no distribution income, our advice is not influenced by any existing products or relationships. However, note that a single client cannot simultaneously avail IA and distribution services from the same entity — you may need to review your existing arrangements.
Our primary advisory scope covers SEBI-regulated instruments — equity, mutual funds, and related securities. For products outside SEBI’s purview (such as insurance), we can provide general observations but not formal regulated advice. A client declaration will be obtained if such products are discussed, per SEBI IA guidelines.
Quarterly review calls are standard — once every three months we assess your portfolio against your goals, discuss any rebalancing, and update the plan as needed. Additional consultations can be arranged for significant life events such as a job change, inheritance, or major expense.
No. SEBI prohibits advisers from guaranteeing returns. All investments carry risk and outcomes depend on market conditions, your own decisions, and the time horizon. We provide professional, structured advice — not promises about market performance.
Book a Consultation
Start Your Advisory Journey
Tell us about your goals. Our team will contact you within 24 hours to discuss your situation and next steps.
KYC Notice: By submitting you consent to being contacted about the IA Long-term Advisory service (SEBI IA INA000019974). KYC, risk profiling, and an advisory agreement are mandatory before any advice is provided.
IA Long-term Advisory Enquiry Form
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Form: IA Long-term Advisory Enquiry · Pipeline: IA Advisory Leads (Long-term)
Investment Adviser Disclaimer · SEBI IA INA000019974
ExpertsBazaar (SEBI IA · INA000019974 · Ashutosh Kumar Gupta) provides personalised investment advisory under SEBI (Investment Advisers) Regulations, 2013. All services are subject to mandatory KYC, risk profiling, suitability assessment, and advisory agreement prior to engagement. Investments are subject to market risk. No guaranteed returns or specific outcomes are promised. ExpertsBazaar does not execute trades or manage funds on behalf of clients. IA and RA services are strictly segregated per undertaking given to SEBI.
Ready to Build Wealth
With Purpose?
Book a consultation today. Your goals, your timeline, your plan — built and reviewed by a SEBI-registered adviser.