Idle Money Calculator | ExpertsBazaar
SEBI Registered Research Analyst  ·  INH000020679 | SEBI Registered Investment Adviser  ·  INA000019974
Problem #12 — Free Calculator

Idle Money.
Your savings account is lying to you.

Your savings account pays 3.5% while inflation runs at 6%. Every year of inaction silently erodes your purchasing power. Find out the real cost — and the best place to park idle money.

💸 Real return after inflation 📈 Best parking options ⏱ Opportunity cost 💡 Instant action plan
3.5%Savings Account Return
6%Avg Inflation
−2.5%Real Return
7.5%Liquid MF Return
Your idle money
Where is your money currently sitting?
Idle amount ₹5,00,000
₹10k₹1Cr
Time horizon
How long will this money sit?
Inflation assumption
💸
Your idle money analysis appears here
Select where your money is parked, enter the amount, and see the real inflation-adjusted cost of doing nothing.