Problem #08 — Free Calculator
Monthly Cashflow.
Where does it all go?
Enter your income and expenses to see exactly where your money leaks, how you compare to the 50-30-20 rule, and how much you could actually save.
💸 Leakage detection
📈 50-30-20 rule
🆕 Saving potential
💡 Quick wins
50%Needs (ideal)
30%Wants (ideal)
20%Savings (ideal)
₹0Most Indians Save
Your monthly numbers
Enter actual amounts — the more accurate, the better the insight.
💵 Monthly Take-Home Income
🏠 Needs — Fixed & Essential (target: 50%)
₹
🏠Rent / Home Loan EMI
₹
🚗Car Loan / Vehicle EMI
₹
🍜Groceries & Food
₹
⚡Utilities (electricity, water)
₹
💓Insurance premiums
₹
🚌Transport / commute
🎉 Wants — Lifestyle & Discretionary (target: 30%)
₹
🍴Dining out & ordering
₹
🎬OTT & subscriptions
₹
📷Shopping & clothing
₹
🎮Entertainment & outings
₹
✉Miscellaneous / other
💰 Savings & Investments (target: 20%)
₹
📈SIP / Mutual Funds
₹
🏠PPF / NPS / FD
₹
💷Emergency / savings account
₹
💸
Your cashflow analysis appears here
Fill in your income and expenses to see your spending breakdown, leakages, and how much you could actually save.